Article Directory

College Planning:

A College Planning Quandary
A Prepaid Education
It’s Not Too Late
Making Sure Tuition is Covered
The Fury of Financial Aid
The University of Ouch
Send Your Grandkids to College and Avoid the Tax Man
529-Mania


Insurance:

A Lasting Legacy
Car Insurance Secrets
Disability Insurance
Divorce and Insurance
Do You Need Long Term Care Insurance?
Everyday Super Heroes Need Insurance Too
Fighting Healthcare Costs
Health Savings Accounts
Homeowners Insurance
Liability Insurance
Long-Term Care Insurance Offers More Choices
Nursing Home Costs Continue to Rise
Pet Health Insurance
Private Mortgage Insurance
Renters Insurance
Renters Insurance for Retirees
Term Life Insurance
Title Insurance
Travel Insurance
When The Water Rises


Retirement Planning:

A Helping Hand
An Essential Retirement Tool (IRA)
Annuities As A Personal Pension
Calculating your Post-retirement Income, Post-haste
Communicating with a Financial Professional
SSI:  Collect Later, Collect More
401k Withdrawal - Having Access to your Future
Impact of Health Care on Retirement
Income Distribution
Keeping Retirement in your Sights
Keep On Rollin'
Stock Options:  Know When To Hold ‘Em
Lump Sum Distributions
Matchmaker 401(k)
Ask Your Employer: New Retirement Plan
Pension Protection Act
Protecting Your Nest Egg
Stick To The Plan
Required Minimum Distribution - RMD
Required Minimum IRA Distribution
Retirement Plan Overload
Retirement Redefined
401k Rollover - Sit. Stay. Rollover.
The First Step Before Withdrawal
The Great Turnaround
Roth 401k: The Newest Savings Opportunity
The Spread of Stock Options
The Wobbly Stool
Too Much Concentration
Too Much of a Good Thing?
3 Major Retirement Hazards to Avoid
401(k) Distribution Dilemmas

Estate Planning:

Avoiding Probate
Control Your Legacy with a Private Foundation
Estate Planning:  An Intro to your Legacy
Estate Planning: Before you Begin
Estate Planning: Ensuring Your Legacy
Estate Planning: Having Faith in your Legacy
Estate Planning: Honoring your Wishes
Estate Planning: Supporting a Noble Cause
Estate Planning: The Gift that Keeps on Giving
Estate Planning: The Key Ingredient
How Long Will Your Legacy Last?
Leaving Behind the Wealth of Life
Leaving Your 401k to a Charity
Letters of Instruction

Investing:

A Safe Place to Grow Your Money (EIA)
A Small Cap Opportunity?
ETF:  An Attractive Alternative?
An Exciting Bond?
An Indicator of Stability?
Are REITS Right for Your Portfolio?
Choosing the Right Capitalization
Equity Indexed Annuities
Going Global
Immediate Annuity
In the Zone
Level-Headed or Lazy?
Money Market Savings Account
More Light is Shed On Mutual Funds
Middle of the Road
Riding the Storms Out
Socially Responsible Investing
When Good Markets Go Bad


Miscellaneous:

Adjustable Rate Mortgage
Alternative Minimum Tax
Anti-Scam Tips for Surviving Spouses
Avoiding Bankruptcy
Avoiding Foreclosure
1031: An Even Exchange
Buyer Closing Costs
Comprehensive Risk Management for Executives
Conquering Your Financial Fears
Cost of Caregiving
Credit Repair
Dividing Assets In A Divorce
Escrow
Evaluating Buy-Out Packages
Finances for Surviving Spouses
Financial Tables For One
Financial Confidence For Facing Divorce
Gift Cards
How to Get Out of Debt
Incorporating
Inheriting A 401k
Preparing for Widowhood
Preventing Identity Theft
Property Taxes
Protecting Intellectual Property
R&D Tax Credit
Round Up Your Financial Reports
Calculating The Kiddie Tax
Selling Restricted and Insider Stock
Succession Planning
Switching Gears with Reverse Mortgages
Robert Valentine, Ca. Insurance License# 0C23496, is a Registered Investment Advisor Representative with Financial and Retirement Management, a Registered Investment Advisor and a
registered representative with Securities America, Inc., a Registered Broker Dealer. Securities offered through Securities America, Inc., Member NASD/SIPC. Financial and Retirement
Management and Securities America are not affiliated. This site has been published for residents of AZ, CA, FL, IL, MI, MO, and TX. All information herein has been prepared solely for
informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. Financial
and Retirement Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any
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